Pay with Klarna at Rug Love

Pay with Klarna at Rug Love

Choose Klarna at checkout and see the payment options available to you. Depending on your eligibility and purchase, Klarna may offer different ways to pay, including Pay in Full, Pay in 3, Pay in 30 Days or Financing.

How does Klarna work?

1
Shop Choose your rug and continue to checkout.
2
Choose Klarna Select Klarna from the available payment methods.
3
View Your Options Klarna will show the payment options available to you.
4
Complete Your Order Select your preferred available option and follow Klarna's instructions.
Payment options are personalised

Not every Klarna payment option is available for every order or customer. The options shown to you are determined by Klarna and may depend on factors including your eligibility, order value and Klarna's assessment.

Pay in Full

Prefer to pay straight away? Where available, Klarna allows you to pay for your purchase in full at checkout.

Pay in 3

3 interest-free instalments with Klarna.

Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. Subject to status. Ts&Cs and late fees apply.

Pay in 30 Days

Get 30 days to pay.

Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. Subject to status. Ts&Cs and late fees apply.

Klarna Financing

Longer-term financing may also be available through Klarna for eligible customers and purchases. If available, the applicable terms and cost of credit will be shown by Klarna before you enter into an agreement.

Returns & Refunds

Using Klarna does not change Rug Love's returns process. If you need to return an item, please submit your return through our Returns Portal.

Once an eligible refund has been processed by Rug Love, the refund is sent back through the original payment method. Klarna will then update your payment plan or refund payments already made, as applicable.

If you have an active Klarna payment and are waiting for a return or refund to be processed, you can also manage and review your purchase directly through Klarna.

Who manages my Klarna payments?

Klarna provides and manages Klarna payment products. Rug Love cannot approve Klarna applications, change Klarna payment schedules or determine which Klarna payment options are offered to you.

For questions about your Klarna account, eligibility, payment schedule or an existing Klarna payment, please contact Klarna directly.

Eligibility & Credit Checks

Klarna assesses eligibility for its payment products. Available options are subject to status and Klarna's terms and conditions.

Klarna may carry out a credit check when you use certain payment options. Any applicable information will be provided by Klarna as part of the payment process.

Important Information

Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. Credit is subject to status and terms and conditions apply.

Klarna Financial Services UK Limited (company number 14290857) is authorised and regulated by the Financial Conduct Authority for carrying out regulated consumer credit activities (firm reference number 987889), and for the provision of payment services under the Electronic Money Regulations 2011 (firm reference number 1021834).

Finance is only available to permanent UK residents aged 18+, subject to status and terms and conditions.

Please review Klarna's Terms & Conditions for further information.

Klarna payment options are subject to eligibility and may vary by customer and purchase. The payment options available to you will be displayed at checkout.

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