Shop now, pay later.

We are proud to be the 1st Rug store to offer our customers Klarna.

Klarna is the smoooth and safe way to get what you love today, and pay over time.

Pay later with Klarna.

Millions of savvy shoppers have already chosen Klarna when shopping at their favourite retailers. Try before you buy and pay in full up to 30 days later, or split the cost into 3 interest-free monthly instalments.*

Pay in 3 instalments

Spread the cost of your purchase into 3 interest-free instalments. The first payment is made at point of purchase, with remaining instalments scheduled automatically every 30 days. Read our terms

Pay in 30 days

Make your purchase today so you can try before you buy. Only pay for what you keep. Pay up to 30 days later. No interest. No fees. No impact to your credit score.  Read our terms 

* Klarna’s Pay in 3 instalments and Pay in 30 days credit agreements are not regulated by the FCA. Missed payments may affect your ability to use Klarna in the future. 18+, UK residents only. Subject to status. T&Cs apply. https://www.klarna.com/uk/terms-and-conditions/ 

Why Klarna?

Spread the cost.

At Klarna we believe there is a better way to shop, one without credit cards, interest or fees. Our Pay in 3 and Pay in 30 days products are an alternative to traditional credit. We partner with retailers to provide flexible payment options for you. No interest. No fees. No impact on credit score.

Buy now, pay later.

Paying after delivery allows you to try before you buy and is the easiest way to shop online. Complete the payment in full after purchase at no added cost. You can report returns directly in our app and only pay for the items that you keep.

Klarna also offers longer term financing options.<P>

What is Financing, and how does it work?

Our Financing options are credit plans with repayment terms ranging between 6-36 months. Interest rates will vary depending on the credit agreement offered but will be displayed at the point of checkout with our partnering stores.

If you choose to buy with Financing, we will carry out a review of your financial circumstances, including an affordability assessment, and a full credit search. If you are approved we will then extend a line of credit for your purchase.

Goods you ordered will be sent to you by the store. They will send you an email to confirm your order and its expected delivery date. You’ll also receive a physical copy of your credit agreement from Klarna within a few days, as well as a welcome email with a link to your first monthly statement. The credit agreement becomes effective when the store sends the goods to you.

Your statements and payments will be visible and manageable in your Klarna App.

 

Am I eligible?

To be eligible for Klarna credit products you must be at least 18 years old and a UK resident. Your application approval is subject to Klarna’s review of your financial circumstances and a full credit search.

Please spend responsibly. Borrowing beyond your means could seriously affect your financial status.

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